“While you are completing your internships, it is important to think about where you want to be, but you cannot over-prescribe it. You may need to take a circuitous path to get where you need to be.”

James Gellert is a former banker and technology entrepreneur who now runs an entrepreneurial financial technology firm, Rapid Ratings, which uses a proprietary quantitative system to evaluate the financial health of companies. In this MarketsWiki Education talk, Gellert tells the story of his first internship, where he was paid to kick one of the most powerful men on Wall St. to keep him awake during meetings. He then compares his firm to the traditional rating agencies and the difference between a “user pays” model versus an “issuer pays” model.

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